Should You Write Your Own Will or Use a Solicitor? A Practical Guide
Creating a will is one of the most important steps you can take to protect your assets and ensure your family’s future is secure. But when it comes to actually writing a will, should you do it yourself—or rely on a legal expert? In this article, we’ll explore the pros and cons of both approaches so you can make a well-informed choice.
Creating a will is one of the most important steps you can take to protect your assets and ensure your family’s future is secure. But when it comes to actually writing a will, should you do it yourself—or rely on a legal expert? In this article, we’ll explore the pros and cons of both approaches so you can make a well-informed choice.
What Is a DIY Will?
A DIY (do-it-yourself) will is a will that you prepare without professional legal assistance. This might include:
Writing your own will by hand (also known as a holographic will)
Using an online template
Buying a pre-printed form from a store
DIY wills are often appealing because they seem quick, private, and inexpensive. But there are critical risks that may not be immediately obvious.
Pros and Cons of Writing Your Own Will
Benefits:
Low cost – DIY options are often free or cost less than £50.
Convenience – You can complete a will in just a few hours at home.
Privacy – You don’t need to share sensitive information with anyone.
Risks:
Legal errors – Mistakes in witnessing, unclear language, or missing signatures can invalidate the entire document.
No tax planning – DIY wills rarely address inheritance tax or how to reduce it.
Limited protection – If a dispute arises, a DIY will may not stand up in court.
Inflexibility – Templates don’t work well for complex family setups or estates involving property, business assets, or trusts.
Even a minor oversight—such as an unsigned section or an outdated clause—can result in serious legal consequences and unintended asset distribution.
Why Work with a Will Writing Solicitor?
Hiring a solicitor ensures your will is valid, comprehensive, and suited to your unique circumstances. It also reduces the chance of future disputes and confusion among heirs.
Advantages:
Professional expertise – Solicitors are trained in inheritance law, estate planning, and asset protection.
Bespoke advice – You can include specific clauses for children, blended families, international assets, or business interests.
Ongoing support – A solicitor can help you revise your will after major life events like marriage, divorce, or buying a home.
Legal protection – Wills written by solicitors are less likely to be contested in court.
Considerations:
Higher upfront cost – A professionally written will typically ranges from £150 to £500+, depending on complexity.
Time investment – You’ll need to schedule meetings and prepare documentation.
But this added effort often prevents expensive legal issues and family conflict later on.
DIY vs. Solicitor-Drafted Will – Comparison Table
Feature | DIY Will | Solicitor-Drafted Will |
Cost | £0–£50 | £150–£500+ |
Ease of Creation | Fast but requires care | Guided process |
Risk of Legal Errors | High | Very low |
Tax Planning | Not included | Often included |
Customisation | Limited | Fully tailored |
Update Support | Manual | Reminder services available |
Risk of Family Disputes | Higher | Lower |
When Might a DIY Will Be Acceptable?
A DIY will may be reasonable if:
Your estate is small and uncomplicated
You have no dependants or property
You understand UK inheritance law
You’re confident writing clearly and following legal rules
However, even in such cases, having a solicitor review your draft can prevent costly errors.
The Hidden Cost of a Poorly Written Will
Improperly prepared wills are one of the top causes of probate disputes in the UK. These disputes often lead to:
Delays in distributing assets
Expensive legal battles
Family conflicts and emotional distress
If you pass away without a valid will, your estate will be handled under the Rules of Intestacy—often excluding unmarried partners, stepchildren, and chosen charities.
Conclusion
DIY wills may appear convenient and budget-friendly—but they carry real risks. Even simple mistakes can lead to legal battles, extra costs, and emotional stress for your loved ones. A solicitor-drafted will, while more costly upfront, provides security, legal compliance, and peace of mind.
If your estate includes significant assets, dependants, or complex relationships, it’s highly recommended to consult a professional solicitor to ensure your wishes are honoured exactly as you intend.
